I wouldn’t say I have ever been at the extremes — a hyper-spender or uber-frugal. I was fortunate to grow up learning the value of money and appreciating the hard work that earned it. From an early age, my parents told us that if we wanted luxuries, that we had to pay for it. That said,…
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There is a very famous quote: A penny saved is a penny earned. A very simple, but very powerful concept. It has been more recently rephrased as…”a dollar saved is actually more than a dollar earned”. It is this perspective that has had such a profound effect on my financial mindset. I’ll try and unpack this…
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